Budget Template??

[neilether]

Does anybody have a good Excel household budget template that they don't mind sharing?

[James_B_Wads2000]

I use Excel to budget out my money. It is pretty specific to me. What exactly are you trying to do?



James

[DiscGo]

How is this?

[neilether]

What exactly are you trying to do?

James

Just get a basic template of ingoing and outgoing moneys each month. I was going to make one in Excel, but figured I wouldn't reinvent the wheel if somebody has one that they use and like.

How's this?

That's not too bad. Maybe I'll give that a shot and try to modify it a bit.

[DiscGo]

That's not too bad. Maybe I'll give that a shot and try to modify it a bit.

Ingrate! I spent all morning making that for you... just kidding. I downloaded it and it works fine for me but if you can find something better, go for it.

[Mooseman70]

I've been trying out the Dave Ramsey debt reduction tools available at his website. Try this link:

http://www.daveramsey.com/media/pdf/fpu_qbudget.pdf

[blueeyes]

I LOVE!!! Dave Ramsey. He is my hero and has a sexy voice.

I have been following Dave off and on since 1998. This past year I have not really been a good girl. I have not increased my debt at all but not very dilligent at paying it off either. But the year before I went all out and paid off a good chunk. I am hoping back on the band wagon it really is time to get rid of the family pet!

[GOCK]

He gives some great advice, I cant wait to pay off my mortgage, being debt free will be a great thing.
However, he talks about getting 12% annual return, Dont Count on it! 8% maybe.
If you look at the S&P it hasn't avereaged 1% a year over the last 10 years so dont get your hopes up to much on how fast your money grows.

[blueeyes]

Gock... your avatar is disturbing. Everytime I see that I want to hide my head under the covers.