Auto Insurance Recommendations
What auto insurance company are you using and why? You'd think that being loyal to the same auto insurance company for 30 years would warrant some discounts but, no. Instead the rates have slowly crept up over the years and now that I've done some comparing, I'm actually being taken advantage of even though I've filed very few claims. Shame on me for not comparing sooner, I know.
Auto Insurance Recommendations
Quote:
Originally Posted by
tallsteve
I've been getting quotes and so far Geico is the cheapest for the same coverage. Like a lot cheaper. $338 less per 6 month period than the next cheapest, Progressive. For some reason that scares me because it's so much cheaper. Will they raise their rates after the first 6 months?
I have Progressive and they said every insurance company does this - gives you an enormous discount on your first 6 months (to a year) and then they raise prices significantly again. The Progressive agent I talked said that Progressive does this too for new customers.
I’ve been with Progressive for 9 years and have been pretty happy. One time they overcharged by $5 for one month and automatically refunded me a check without me knowing about the overcharge in the first place.
I’ve had two claims on my current vehicle (one driver side-swiped me for running a light and the other backed into me in a parking lot) and premiums have NOT gone up.
And after 5+ years of they have large accident forgiveness so if you cause an accident then your rate goes up.
I also insure my motorcycle through Progressive too and it’s been good. I had one claim due to me dropping it when pulling it out of storage and my premium only when up $3/month.
Plus Progressive has a good mobile app which makes things easier.
For the two claims, I did it all the through the app and it was easy peasy. I took pictures and a video of the damage and a week or so later I get a check for the estimated repair costs, followed by a reimbursement later on if the repair shop found more damage or if costs was higher than expected.
They returned phone calls very quick and have been great to deal with.
Once I hit 10 years of loyalty, my phone number gets added to a priority list where, if I call Progressive, I will immediately get routed to an agent with zero wait. (So they say).
Anyway, just my thought on Progressive.
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