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neilether
01-19-2009, 09:28 AM
Does anybody have a good Excel household budget template that they don't mind sharing?

James_B_Wads2000
01-19-2009, 10:44 AM
I use Excel to budget out my money. It is pretty specific to me. What exactly are you trying to do? :ne_nau:



James

DiscGo
01-19-2009, 10:55 AM
How is this?

neilether
01-19-2009, 11:03 AM
What exactly are you trying to do? :ne_nau:

James

Just get a basic template of ingoing and outgoing moneys each month. I was going to make one in Excel, but figured I wouldn't reinvent the wheel if somebody has one that they use and like.


How's this?

That's not too bad. Maybe I'll give that a shot and try to modify it a bit.

DiscGo
01-19-2009, 11:37 AM
That's not too bad. Maybe I'll give that a shot and try to modify it a bit.

Ingrate! I spent all morning making that for you... just kidding. I downloaded it and it works fine for me but if you can find something better, go for it.

Mooseman70
01-19-2009, 02:22 PM
I've been trying out the Dave Ramsey debt reduction tools available at his website. Try this link:

http://www.daveramsey.com/media/pdf/fpu_qbudget.pdf

blueeyes
01-20-2009, 05:56 AM
I LOVE!!! Dave Ramsey. He is my hero and has a sexy voice.

I have been following Dave off and on since 1998. This past year I have not really been a good girl. I have not increased my debt at all but not very dilligent at paying it off either. But the year before I went all out and paid off a good chunk. I am hoping back on the band wagon it really is time to get rid of the family pet!

GOCK
01-20-2009, 10:07 AM
He gives some great advice, I cant wait to pay off my mortgage, being debt free will be a great thing.
However, he talks about getting 12% annual return, Dont Count on it! 8% maybe.
If you look at the S&P it hasn't avereaged 1% a year over the last 10 years so dont get your hopes up to much on how fast your money grows.

blueeyes
01-20-2009, 06:47 PM
Gock... your avatar is disturbing. Everytime I see that I want to hide my head under the covers.